Flood Insurance

Lisle participates in the National Flood Insurance Program. Flood insurance is required if a building with a federally-backed mortgage is located in a regulatory floodplain (Special Flood Hazard Area).

The Village recommends the purchase of flood insurance as a means of protecting homeowners and renters from the risk of flood losses. While the risk of flooding is greater in the regulatory floodplain, severe rain and local flooding can threaten all structures. In fact, 25% of flood insurance claims paid are for damages to properties outside the regulatory floodplain.
To calculate your risk of flooding, learn what a flood insurance policy may cost and find local agents who offer flood insurance, visit Floodsmart.gov.

Flood Insurance Refunds

If you had a large increase in your flood insurance premium at your renewal in 2013 or 2014, you may be eligible for a refund. Contact your insurance agent and read through the following fact sheets:

  Flood Insurance Premium Refunds: Who Gets Them? Who Does Not?
  Flood Insurance Reform Overview

Additional information is also provided in the Quick Links menu of the National Flood Insurance Program. 

Floodplain Maps

Floodplain Maps (Flood Insurance Rate Maps) are used to determine whether structures are located in the regulatory floodplain. These maps, along with the date the structure was built, elevation certificates, and other information, are used to establish insurance rates.

Elevation Certificates

The Village has FEMA Elevation Certificates for many buildings constructed in the floodplain, especially those constructed after 1980. If you need a new Elevation Certificate, you must hire a professional land surveyor or civil engineer.

There are several surveying and civil engineering companies in Lisle that offer these services. For more information, please email Marilyn Sucoe or call 630-271-4107.

Community Rating System Discount

The Village participates in FEMA’s Community Rating System (CRS)Program. This program gives credit for the Village’s floodplain management regulations and other efforts. Owners of property in the regulatory floodplain are eligible for a 25% reduction on premiums; all other policies may receive a 10% reduction. Please check your policy and make sure you are receiving the discount.